Property Detail

1120 Locust

San Jose CA 95110

$1,075,000

Status: Active

Property Details

Description

$103K price improvement! A rare opportunity to secure a low 3.625% rate, assumable FHA loan (buyer must qualify) and step into a versatile 2 unit property, each offering a well designed 2bed/1bath layout. This setup provides exceptional flexibility for multi-generational living, a live one/rent one approach, or added support for monthly housing costs. Opportunities with built in living flexibility are increasingly limited, making this home a standout option for both first time buyers and long term planners. Located near downtown San Jose, major employers, transit, parks, and everyday conveniences, this central corridor remains consistently desirable. Residents appreciate the walkability, nearby amenities, and quick access to shopping, dining, and commuter routes. Whether you're entering homeownership with added financial flexibility or seeking a property with longterm upside, this home delivers meaningful value in todays market especially with the advantage of a below market assumable rate.

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Listing provided courtesy of Robert Garcia of Acquire Inc.. Last updated 2026-05-13 08:18:29.000000. Listing information © 2025 CRMLS.

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